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Happy New Year!

            “Catch the trade winds in your sails.
                  Explore. Dream. Discover.”
                        -- Mark Twain


Bright Opportunities. Health. Happiness. Grand Success.
Wishing you a joyous New Year filled with warmth, peace, prosperity -- and cherished memories....

From all of us at J.R. Bruno & Associates!!

JRB: Expertise to Produce Bottomline Results

Welcome to J.R. Bruno & Associates. As the country's leading SBA and business lending consulting firm, we've helped nearly 200 institutions create and maintain profitable business lending programs since 1995. Our JRB Team has the expertise to develop an organization's business lending program from the get-go and bring it to profitability. Acting as change agents on an outsource basis, we analyze current operations and staff capability and initiate overall change, including procedures and processes resulting in a business lending sales culture throughout the organization.

Here's the latest from J.R. Bruno: Upcoming Conferences, News Releases, Articles and eBulletins. We update this section often so keep checking back! To discuss your business lending needs Contact JRB.

Conferences

NAGGL SBA Lender Leadership Summit
February 9-10, 2012, Austin, TX

CBA's 25th Annual Lenders Conference
March 18 - 21, 2012, Rancho Mirage, CA

NAGGL Technical Conference
April 30 - May 2, 2012, Orlando, FL

News Releases

Your JRB Team

"The strength of the team is each individual member ...
           the strength of the member is the team"
                      -- Coach Phil Jackson

We look forward to serving your business lending needs!

Experience and Marketing Savvy

Are you a lender creating or expanding a business lending program? A business owner looking for financing? Our JRB Team has more than 150 years of combined commercial lending experience and can assist you with every aspect of the business loan process. No "cookie cutter" solutions here. Our services are tailored to meet individual needs and include total outsourcing, loan packaging, portfolio review and due diligence, technical support, business development, marketing strategies, team training – and more. We look forward to helping you achieve profitable results! Contact JRB.

Articles

Check out our articles addressing issues critical to the business lending community.

At Your Service: Brad Crosley, Senior Associate
Like many of us at this time, I'm taking stock of this past year, of successes, challenges, gains and losses. If you've been getting our eBulletins for awhile, you know I consistently refer to our JRB Team, the dedicated professionals, who along with me, serve your SBA and business lending needs day in and day out. At J.R. Bruno & Associates, we're committed providing personal, hand-on guidance to meet your organization's specific needs.

Testimonial

"When we had a need, Joanna Bruno and her team were there for us. They assisted us in auditing and then curing 88% of the documentation deficiencies in our portfolio of SBA guaranteed loans. Additionally, they provided valuable support in qualifying, underwriting and packaging new SBA loans that resulted in substantial fee income. Over the past 18 months we have found J.R. Bruno’s staff to be knowledgeable and responsive. We’ve enjoyed a good working relationship!"
Cheryl L. Knight
President & Chief Executive Officer
Santa Clara Valley Bank



JRB eBulletins

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