JRB eBulletins: Must Reads for SBA & Business Lenders!
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FROM PAUL @ JRB … SBA FORM 159: WHO FILLS IT OUT? WHO SIGNS IT? WHO PAYS? PLUS SOME BEST PRACTICES
We’re well into Fiscal Year 2022, with loan reviews in full swing. At JRB, we’re certainly doing our share, and have been over the past couple months. So I thought it might be good to talk about questions I’ve heard about SBA Form 159, the Fee Disclosure and Compensation Agreement [...]
FROM RICHARD @ JRB … SBA’S LABOR SURPLUS AREAS: ONE SIZE NEVER FITS ALL. SIGNIFICANT CHANGES AND SURPRISES ON THIS YEAR’S LIST
I bet most SBA lenders can cite the size standards by heart. And I’ll bet if we wake up most savvy lenders in the middle of the night, some will be muttering “… maximum tangible net worth of no more than $15 million …” or “… average net income after federal [...]
FROM LISA @ JRB … SBA LENDERS: SBA 7(a) FEES EFFECTIVE OCTOBER 1, 2021. ARE ‘WE BACK TO THE FUTURE?’
"Back to the Future" is more than a movie title where FY 2022 SBA loan fees are concerned. That is, except for big breaks on Express Loans, for veterans and for business owners borrowing $350,000 or less. JRB Senior Associate Lisa Lerner focuses on the advantages SBA offers these borrowers.
FROM RICHARD @ JRB … 504 REFI REVISITED: REFI WITH EXPANSION ─ HAS LTV GOT SOMETHING TO DO WITH IT?
Every now and then I get a question about structuring a 504 project based on the appraised value, as if 504 had some sort of LTV requirements. Actually, I get this question more often than I’d like. And I feel very disappointed when it comes in. Again. As I covered [...]
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